In order to get compensation for injuries sustained in an accident, it is important to remember that insurance companies exist to make money and not give away your money.
Even though an adjuster may seem friendly, it does not necessarily mean that he is your friend. Many insurance companies will offer a bonus to the adjuster in order to settle your claim as quickly as possible.
The number one goal for an insurance adjuster
No matter if you’re dealing with an insurance adjuster for yourself or another party, all insurance adjusters share the same goal: to save money. You should be aware that they use a variety clever tactics to get away with it.
- Delay, delay, and more delays. The adjusters know well that the sooner they wait, the more likely an accident victim will settle. They want to avoid losing their home, vehicle, and ability to pay basic bills.
- Unneeded information may be requested. Sometimes an adjuster may request documents older than 10, 20, or 30 years that have nothing to do the injury. They will try to discredit your claim and stall it.
- They will request a recorded statement. Don’t give a recorded declaration! An insurance adjuster will request a recorded statement to allow him to take statements out of context and use them against you later. Refusing to provide a recorded statement does not prove that you are hiding anything.
These are just a few of the many ways adjusters can take money from you and deny you benefits. Before speaking with an insurance adjuster if you are hurt in an accident.
How to handle the sneaky insurance adjuster
It is important to remember these things if you are still not ready to hire a personal injury lawyer. The insurance adjuster will be scrutinizing everything you do and say. Your injuries should not be minimized. Your claim will be carefully monitored by the adjuster.
Even if you prefer to meet during work hours, schedule meetings even if it is more convenient for your schedule. If the adjuster objects, tell him that you prefer meeting during business hours. In case you need to reach certain “consultants”, such as the Insurance Commissioner.
Do not go by yourself! You should bring a friend or relative if you haven’t yet chosen an attorney. You should choose a trustworthy person to accompany you to each meeting. This will prevent a sneaky adjuster trying to mislead your. Do you think that is possible? It’s a certainty!
Let the adjuster make the offer. The adjuster will usually ask you, “How much do you think your claim worth?” Accident victims who do not have an attorney make the most serious mistakes. The adjuster wants you to accept less than what he is willing to offer. Do not give the adjuster a huge advantage. It is crucial to have a personal injury lawyer who is skilled and experienced. They will help you protect your rights and show you how to fight less-than-ethical practices by adjusters.
These tips will help you avoid being tricked and lose potential benefits if your accident victim. It is a good idea to consult a personal injury lawyer if you have been in an accident. They can help you get what you deserve and what your adjuster wants.