WHAT TO DO IF THE UBER OR LYFT YOU ARE RIDING IN CRASHES WITH ANOTHER CAR

All of us have heard stories about Lyft and Uber passengers getting ripped off by insurance companies regarding medical expenses. These reports are not true, however, ridesharing has become more popular in major cities. What should you do if your riding in an Uber, Lyft or other ridesharing service and you get into an accident?


What do you need to do as an Uber/Lyft passenger

You should seek medical attention if you’re riding in an Uber or Lyft, and the driver collides with another vehicle. Once the shock subsides and you are able to think clearly again, you’ll likely ask questions such as:


Who is responsible for your injuries?

The at-fault party will determine who is responsible for your injuries or expenses. If the Lyft or Uber driver is at fault, their auto insurance coverage will become the primary responsible party. Lyft and Uber also have insurance policies that cover injuries sustained in an accident. However, this process can be complicated and highly contested.


Was the driver covered?

Although all drivers must have auto insurance, most states don’t require special policies for rideshare drivers. Even if another driver has insurance, it is not guaranteed that their coverage will cover you for your injuries.


What happens if another driver is at fault?

If you were at fault, the driver who was not an Uber driver or Lyft driver would be responsible for your expenses. There is no guarantee that every driver will have adequate coverage or minimum coverage.


Do I need to contact an attorney?

Yes! Yes! It is important that you contact an Uber/Lyft accident lawyer after an accident.

Updated 01/20/2022